If you lose your house or it is damaged in this season of hurricanes and storms, the Institute of the National Fund for Workers' Housing (Infonavit) can help you protect your assets with disaster insurance, even pay off your credit if it is still valid and does not have any debts.

“From the day you sign your credit, you automatically get this Natural Disaster Damage Insurance benefit, which you can use as long as you pay your monthly installments on time. If there is a prior delay in payments, you will have to sign a regularization agreement, "he said in a statement.

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The insurance covers unforeseen events such as hurricanes, cyclones, floods, stormy winds, falling trees, hail or snow, fire, earthquake, volcanic eruption, explosion, objects dropped from airplanes, and ground displacement.

According to the institute, in case of total loss, such as damage from hurricanes greater than category 3, earthquakes greater than 5.5 degrees on the Richter scale or tornadoes with category F2 or more, Infonavit could liquidate the contracted loan, while in damages Partial amounts will be determined the amount that the institute will pay to cover the expenses.

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“You will hire someone to repair your house and Infonavit can inspect the work. Depending on the amount, the Institute could hire specialized companies to carry out the repairs ”, he specified.

He added that the affected people who wish to benefit from such support should go to the Infonavit offices or make their report through the website of an insurer.

The Infonavit Damage Insurance will only apply to home purchase loans, so it does not include Mejoravit or improvements, extensions or remodeling that have been made after the loan was granted. For loans financed by Infonavit and banks, the insurance only applies to the amount that is contracted with the institute.

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